Terms of Service

Effective Date: April 19, 2026

These Terms of Service ("Terms") govern your access to and use of the Keepi Cards mobile application, website, and related services (collectively, the "Service"). Keepi Cards is operated by Obscurium LLC ("Obscurium," "Keepi Cards," "we," "us," or "our").

By downloading, accessing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. The Service

Keepi Cards is a mobile application designed to help users preserve, organize, and manage greeting cards, card images, notes, memories, and related personal content.

Keepi Cards offers a limited free version that allows users to save up to 2 cards. To continue saving additional cards beyond the free limit, users must purchase a subscription.

2. Local Storage and User Content

Keepi Cards is designed so that much of your card content, images, notes, and related information is stored locally on your device.

You understand and agree that:

• content stored locally on your device may be permanently lost if your device is lost, damaged, reset, replaced, or if the app is deleted;
• you are responsible for any device-level or personal backups you choose to maintain; and
• we do not guarantee permanent retention, recovery, or restoration of content stored locally on your device.

You retain ownership of the content you create, upload, store, or submit through the Service ("User Content"), subject to the limited rights needed for us to operate the Service.

To the extent any User Content passes through our systems in connection with support requests, legal compliance, or operation of linked website pages, you grant us a limited, non-exclusive, revocable, worldwide, royalty-free license to host, process, transmit, and display that User Content solely as necessary to operate, maintain, support, secure, and comply with legal obligations relating to the Service.

You represent and warrant that:

• you own or control the rights necessary to your User Content; and
• your User Content and use of the Service do not violate these Terms or any law.

3. Subscriptions and Payments

Certain features of the Service require a paid subscription.

Keepi Cards currently offers an auto-renewable annual subscription for $24.99 per year. This subscription unlocks the ability to save more than 2 cards and access premium subscription features while the subscription remains active.

If you purchase a subscription through Apple's App Store:

• payment will be charged to your Apple account at confirmation of purchase;
• your subscription will automatically renew unless canceled at least 24 hours before the end of the current billing period;
• the renewal charge will be billed to your Apple account within 24 hours before the end of the current billing period;
• pricing, billing period, and included features will be shown to you before purchase; and
• you may manage or cancel your subscription at any time through your Apple App Store account settings.

If your subscription expires or is canceled:

• your previously saved cards will not be deleted by us;
• cards saved beyond the free tier may remain visible in the app but may be inaccessible without an active subscription; and
• you may be prevented from adding new cards beyond the free tier unless you resubscribe.

Except where required by law or applicable platform rules, subscription fees are non-refundable once charged.

We may change subscription pricing, packaging, or included features prospectively as permitted by law and platform rules.

4. Privacy

Your use of the Service is also governed by our Privacy Policy.

5. Acceptable Use

You agree not to:

• use the Service for any unlawful, fraudulent, abusive, or harmful purpose;
• upload, store, or transmit content that is illegal, infringing, defamatory, threatening, exploitative, obscene, or otherwise objectionable;
• violate the rights of any person, including intellectual property, privacy, or publicity rights;
• interfere with or disrupt the Service or related systems;
• attempt to gain unauthorized access to systems or data;
• reverse engineer, decompile, or attempt to extract source code from the Service except where prohibited by law; or
• use the Service to distribute malware, malicious code, or spam.

We may restrict access to the Service if we reasonably believe content or conduct violates these Terms or exposes us or others to risk.

6. Intellectual Property

The Service, including its software, design, text, graphics, branding, interfaces, and related materials provided by us, is owned by or licensed to Obscurium LLC and is protected by intellectual property and other applicable laws.

Except for the limited right to use the Service in accordance with these Terms, no rights are granted to you.

7. Third-Party Services and Links

The Service may contain links to third-party websites or services, including Apple's App Store and our own website pages for support, privacy, and legal information.

We do not control and are not responsible for third-party services, content, privacy practices, or terms. Your use of third-party services is governed by their own terms and policies.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS TO THE MAXIMUM EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OBSCURIUM LLC DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT:

• THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FULLY SECURE;
• THE SERVICE WILL ALWAYS BE AVAILABLE;
• ANY DEFECTS WILL BE CORRECTED; OR
• ANY CONTENT WILL ALWAYS BE PRESERVED OR RECOVERABLE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OBSCURIUM LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, USE, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF:

• THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM AROSE; OR
• USD $100.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

10. Indemnification

You agree to defend, indemnify, and hold harmless Obscurium LLC and its members, managers, officers, employees, contractors, affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, expenses, and reasonable attorneys' fees arising out of or related to:

• your use of the Service;
• your User Content;
• your violation of these Terms; or
• your violation of any law or third-party right.

11. App Store Terms

If you downloaded the app from Apple's App Store, you acknowledge that these Terms are between you and Obscurium LLC, not Apple, and Apple is not responsible for the Service except as required under applicable law and Apple's platform terms.

Your use of the app may also be subject to Apple's applicable usage rules and App Store terms.

12. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Service will be governed by the laws of the State of Wyoming, without regard to its conflict of laws principles, except to the extent consumer protection law requires otherwise.

13. Dispute Resolution and Venue

Before filing a formal legal claim, you agree to first contact us and attempt to resolve the dispute informally in good faith.

To the extent permitted by law, any dispute arising out of or relating to these Terms or the Service that is not resolved informally will be brought exclusively in the state or federal courts located in Wyoming, and you consent to personal jurisdiction and venue there.

14. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms and update the Effective Date above. Where required by law, we will provide additional notice.

Your continued use of the Service after the updated Terms become effective means you accept the revised Terms.

15. Contact Us

If you have questions about these Terms, you may contact us at: